Accounting API
Optimize your finance management capabilities, and transform your customers’ basic bookkeeping and number-crunching into strategic opportunities.
Industry-Leading Features
Invisible Double-Entry Accounting
Automated cash-basis or accrual-basis accounting for every transaction
Customizable Chart of Accounts
COAs adapted to each business type, with balance sheets updated in real time
Accessible General Ledger
Intuitive, fully modifiable GLs that easily toggle between accrual and cash basis
Centralized Accountant Dashboard
A single source of truth for your customers to create, monitor, and reconcile accounts
Comprehensive Financial Reporting
Instant access to income and cash flow statements, balance sheets, aged AR, and more
Granular Permissions
Full control over access levels, including per-user read and write capabilities
Transparent Audit Trails
Complete audit histories and records, including all user and accountant modifications
Extensive Bank Coverage
Support for over 10K banks in the U.S. and Canada, from the Big 4 to local institutions
Gain a Competitive Edge
Delight your customers with fast, frictionless financial experiences.
Tight embeds advanced accounting and bookkeeping functions directly into your offering—so you can stay true to your brand while taking your customers’ finances to the next level.
- Automate essential processes
Tight’s Accounting API streamlines your customers’ manual accounting tasks—from invoicing to expense tracking to payroll — driving efficiency and reducing the risk of errors.
Your customers get up-to-the-minute financial insights and updates, so they can work with sharper data and make smarter business decisions.
Our API can easily handle increasing transaction volumes without requiring a major system overhaul—so your customers can scale without constraints.
Tight’s API integrates directly with the software your customers use, seamlessly flowing data between their CRM, ERP, e-commerce, and other platforms.
Tight rolls out regular updates, new features, and improvements within our API, so you can keep your customers effortlessly in line with the industry’s latest best practices.
All the Advantages, Without All the Complexity
Say goodbye to generic software and burdensome in-house builds.
We’ve developed the infrastructure for you, and we customize it to your needs—so you can quickly launch best-in-class experiences and start seeing the results.
Boost your revenue
Tight’s embedded accounting functions help you expand your product roadmap, boost customer engagement and retention, and unlock new sources of revenue.
Sprint to market
Integrating our simple, off-the-shelf API involves minimal development time and effort—so you can save resources and launch new accounting solutions in days or weeks.
Clinch your customers
With built-in, user-friendly accounting tools, your customers can transform their finances without leaving your platform—earning you their ongoing loyalty.
Rest secured
Tight complies with all data privacy and security standards—and you’ll never need to store your customers’ bank account or card information on your platform.
Build on your terms
Unlike other accounting solutions, Tights’s API is fully white-labeled and endlessly customizable—so you can design experiences that fit your brand and business.
Built With a Purpose
Tight’s Accounting API can help virtual bookkeepers elevate their services, heighten efficiency, and improve their customer experience.
Learn About Tight for Virtual BookkeepingProven Results
Discover how Unit, an embedded finance platform, used Tight’s accounting API—including our double-entry accounting feature—to bring greater transparency to their clients.
Featured Articles
Get an inside look at how an embedded accounting solution can help fintechs, banking platforms, and SaaS providers take their small business customers further.
Frequently Asked Questions
What does an accounting API do?
Application programming interfaces (APIs) help different software components interact with one another. APIs are a vital part of modern technology, because they connect otherwise isolated systems and enable them to communicate and share data. Without API finance solutions, for instance, we wouldn’t be able to quickly and easily transfer information between bank accounts and specialized platforms like budgeting and payments tools.
That means, using an accounting software API, financial service providers—including banks, fintechs, and SaaS companies—can connect to the enterprise systems their business customers rely on, pull and process relevant data, and streamline essential accounting tasks.
What are the benefits of an accounting API?
An accounting API can optimize efficiency and lower costs by automating manual data entry and other routine accounting tasks like invoicing, expense tracking, and bank reconciliation.
An API can also improve the quality and accuracy of financial reporting by flowing data directly from one system to another, eliminating the possibility of human error and enabling smarter business decisions. Many APIs also build compliance and reporting capabilities into their offering, making it easy for companies to meet evolving industry standards and requirements.
How is Tight different from QuickBooks or Xero?
While legacy platforms like QuicksBooks or Xero can handle simple accounting functions, they come with known complexities and limitations—especially for companies looking to offer seamless, fully branded services. These platforms tend to have rigid, one-size-fits-all solutions that aren’t built for or customizable to the specific use cases and needs of modern financial service providers.
Tight, on the other hand, offers a completely white-labeled solution that can be embedded into your offering—preserving the look and feel of your brand and delivering a frictionless experience.
We make it easy to transition from QuickBooks, Xero, or other platforms to Tight and import your data without interrupting business operations. Get in touch with our team to learn more.
How is Tight different from Codat or Railz?
Tight isn’t just another connectivity tool. We don’t stop at integrating with different accounting systems—we replace them altogether. In fact, we offer a comprehensive product suite—including invoicing automation, real-time expense tracking, ongoing document access, and end-to-end income tax tools—that meets all of your (and your customers’) accounting needs without requiring multiple integrations.
Ready to Get Started?
Fill out the form below to set up a call.